Unmanned Aircraft System

DRONES IN INSURANCE

DRONES IN INSURANCE

Following severe weather in a given area, insurance companies typically receive numerous insurance claims for damage done to the roofs of those holding homeowner’s insurance.

To assess these claims, insurance companies have traditionally had to send out an insurance inspector or adjuster who physically goes to the site, climbs a ladder, and takes pictures of each roof for which a claim has been made. But climbing a ladder all day can be dangerous, not to mention time consuming.

And that’s where drone insurance inspections come in. Using a UAV, a drone pilot can fly a set pattern over a damaged roof in 20-30 minutes and get all the images needed to evaluate an insurance claim.

This kind of work is relatively straight forward and in high demand as a welcome replacement for manual inspections. The primary skill set required is the ability to fly—or program your drone to fly—a specific mission, and collect images while flying.

Types of Missions Drone Pilots Typically Fly in Insurance Work

  • Roof damage inspections
  • Post-disaster claims inspections (hurricanes, storms, hail, etc.)
  • Aerial foundation, chimney, and other building feature inspections to verify insurance claims
  • Aerial inspections of grounds and related ground features (i.e., pool damage, damage to auxiliary buildings such as sheds, stand alone guest houses greenhouses, etc.) to verify insurance claims